Credit Card EMI Calculator with GST

Estimate your monthly installment, APR, GST, and payment schedule. Calculations stay in your browser.

Credit Card Loan Details

Monthly EMI—

Annual Percentage Rate (APR)—

APR excludes GST.

  • Transaction Amount—
  • Processing Fees + GST—
  • Total Interest Payable—
  • GST on Interest—

Total of All Payments—

Amortization Schedule

  • Principal
  • Interest
  • GST on interest
  • Balance
Year Principal
(A)
Interest
(B)
GST on Interest
(C)
Total Payment
(A + B + C)
Balance

About Credit Card EMI Calculator

Estimate credit card installment costs with this free credit card EMI calculator. Enter a transaction amount, annual interest rate, tenure, and processing fee to see the monthly EMI, effective APR, and total repayment. GST is calculated separately on processing fees and on the interest charged through the schedule.

Review a payment breakdown chart and an expandable amortization table with principal, interest, GST on interest, payment, and remaining balance by month and year. Choose a start month, download the schedule as CSV, or print it. APR excludes GST, while total payments include applicable GST. All calculations stay in your browser.