SIP Calculator
Estimate mutual fund SIP or lumpsum maturity value, invested amount, and estimated returns. Uses monthly compounding. All math runs in your browser.
Invested amount
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Est. returns
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Total value
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- Invested amount
- Est. returns
- Invested
- Total value (line)
| Year | Invested Amount (A) |
Est. Returns (B) |
Total Value (A + B) |
|---|
About SIP Calculator
Estimate mutual fund wealth with this free online SIP calculator. Enter a monthly investment, expected annual return, and time period to see invested amount, estimated returns, and total maturity value. Switch to lumpsum mode when you want a one-time investment projection instead of a monthly SIP. Results update as you move the sliders.
The calculator uses the standard SIP maturity formula with an effective monthly rate derived from the annual return, so compounding is not overstated by a simple divide-by- twelve. A pie chart shows invested capital versus estimated returns, and a year-wise table with a growth chart helps you compare how value builds over each year of the plan.
This is an estimate only: actual mutual fund returns vary with markets, exit load, and expense ratio. Nothing you type is uploaded. Use this free SIP calculator and lumpsum calculator whenever you need a private, browser-based mutual fund SIP return estimate.