Home Loan EMI Calculator with Prepayments, Taxes & Insurance
Estimate your home loan EMI, ownership expenses, prepayment savings, and yearly balance. All calculations run in your browser.
Home Loan Details
Homeowner Expenses
Partial Prepayments — Amount and Start Date
Monthly Payment
Total of All Payments
Home Loan Payment Schedule
- Principal
- Prepayments
- Interest
- Homeowner expenses
- Balance
| Year | Principal (A) |
Prepayments | Interest (B) |
Taxes, Insurance & Maintenance | Balance |
|---|
About Home Loan EMI Calculator
Plan the cost of a home loan with this free EMI calculator. Enter home value, down payment, loan insurance, interest rate, tenure, and loan charges to estimate your monthly installment and upfront costs. Add property tax, home insurance, and maintenance to see a fuller picture of monthly home ownership expenses.
Compare monthly, quarterly, yearly, and one-time prepayments. The amortization schedule shows principal, prepayments, interest, homeowner expenses, and remaining balance by year with expandable monthly payments. A chart tracks annual payments beside the declining balance. Download the schedule as CSV or print it. Calculations stay in your browser.