Rent vs Buy Calculator
Compare buying a flat with renting a similar place. Includes closing costs, maintenance, selling costs, and the opportunity cost of your down payment. Pick a country for currency and local defaults. All math runs in your browser.
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Renting & investing
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Buying
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Year-one monthly cost
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Net wealth, year by year
- Buying
- Renting and investing
| Year | Buying wealth | Renting wealth | Advantage |
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About Rent vs Buy Calculator
Compare renting a flat with buying one using this free rent versus buy calculator. Choose a country for currency and local defaults on price, rent, rates, taxes, and investment return. Closing costs, maintenance, selling costs, and the opportunity cost of your down payment are included.
A year-by-year chart and table show net wealth under each path. Adjust stay length, savings discipline, and tax bracket. All math runs in your browser, so nothing is uploaded.